AI-Native · Institutional · Pan-European Residential

The First AI-Native Operating Partner for Institutional Residential Capital.

Built on deep real estate expertise, full value-chain operations, and proprietary AI infrastructure — to give institutional investors access to Europe’s largest untapped asset class, at scale.

Operating Footprint — —:— UTC
Capex Savings ~0% vs. market
Refurbs On-Time >0% within 75 days
Rental Uplift +0% post-refurb
Occupancy 0% portfolio avg
Why IMMO is different

Three things institutional residential needs. Rarely combined. We’re the intersection.

IMMO sits at the intersection of three capabilities: AI & Technology (proprietary, built in-house, embedded across everything we do), Asset Management Expertise (institutional standards, institutional reporting, institutional discipline), and Full Operational Capability (end-to-end, fully integrated, fully accountable).
The challenge

Residential real estate is the world's largest asset class. It is also the least institutionalised, the least technology-enabled, and the most fragmented.

Investing — Broken

90% of assets inaccessible to institutions.

Deal sourcing is slow, relationship-driven, and impossible to scale. The world’s largest asset class runs on the smallest data set.

Management — Broken

Fragmented operators. Reactive decisions. Manual intelligence.

Cost-inefficient processes, no real-time visibility, and intelligence that’s out of date the moment it’s produced.

The Result

Institutional capital sits on the sidelines. Not by choice.

An asset class that should anchor every institutional portfolio remains out of reach — not for lack of capital, but for lack of an operating partner who can deploy it with the speed and precision the market demands.

The moment

In residential real estate, the operational infrastructure is the new moat.

For a generation, real estate rewarded those who could access cheap capital and ride rising markets. Both tailwinds have gone. What remains is execution — and the operators who have built the intelligence and infrastructure to do it better than anyone else.

80%
of residential operating workflows can now be automated with AI agents
The platform

One AI-native platform. The full residential lifecycle.

IMMO is the only operating partner that owns the full residential investment lifecycle — from the first data signal to the final disposition — with AI informing every decision, and our team accountable for every outcome. Our technology surfaces the intelligence. Our people make the calls.

01 · Deal Sourcing

Continuous sourcing. Zero relationship dependency.

Our AI sourcing agents monitor 1,000+ cities continuously, ingesting live listing data and off-market signals. Every relevant opportunity is surfaced to our team in real time — not when a broker decides to call.

1,000+
Cities monitored continuously
24/7
Live signal ingestion
IMMO deal sourcing platform
02 · Underwriting

3 days to 2 hours. Institutional precision at machine speed.

Our underwriting agents auto-populate 300+ data points, run financial modelling, build CapEx plans, and generate a full investment committee memo — in 2 hours, freeing our senior analysts to focus on judgment, not data gathering.

95%
Time saving on underwriting
98%
Reduction in time for data ingestion
300+
Data points auto-populated
IMMO underwriting agent in action
03 · Asset Management

Real-time intelligence. Proactive decisions. Improved NOI.

Our proprietary asset management platform, PortView, gives capital partners and asset managers unit-level visibility across geographies in real time. AI agents flag risk, track lease events, and surface NOI improvement opportunities before they become missed value. Every asset continuously informs our teams' decisions.

Live
Unit-level visibility across geographies
Proactive
Risk flags vs. reactive monitoring
IMMO analytics dashboard
04 · Development & CapEx

CapEx made predictable. Brown-to-green at scale.

Our structured retrofit programmes are planned and monitored by AI — CapEx strategy agents model returns, track costs, and flag deviations. We execute across multiple simultaneous projects with disciplined cost control, delivering energy performance improvements that enhance asset value and meet Article 8 and Article 9 targets.

35%
Average GHG reduction after retrofit
AI-monitored
CapEx tracked in real time
IMMO retrofit programme
05 · Property Management

Resident experience as a return driver.

Centralised, AI-driven property management reduces operational costs while raising resident satisfaction. Predictive maintenance agents address issues before they escalate — lower churn, higher occupancy, stronger NOI.

87%
Cost reduction in PM workload
More units managed per head
IMMO operations team
AI in action

What used to take weeks now takes hours.

Every acquisition runs the same way. A recent 200-unit asset in Berlin — sourced, underwritten, and approved end-to-end through the IMMO platform. Five AI agents. One decision-ready memo. A fraction of the time.

1
Data Ingestion
98%
time saved on data processing
2
Underwriting
95%
time saved vs. senior analyst
3
Market Intelligence
90%
time saved on comparable analysis
4
IC Memo
70%
faster to committee-ready output
5
Due Diligence
90%
time saved through automated checks
Overall: 90% saving in internal workload
from sourcing to investment approval.
90%
IMMO underwriting agent in action
Sustainability

Sustainable performance, built into the operating model.

Energy performance, social impact, and regulatory alignment are embedded in how we underwrite, operate, and report — not bolted on. The result: assets that meet institutional standards today and stay valuable as the regulatory landscape tightens.

  • Article 8 & 9 SFDR aligned
  • Energy upgrades on every asset post-acquisition
  • Institutional-grade ESG reporting
Explore our sustainability approach
The team

Institutional pedigree. Operator depth.

Senior leadership assembled from the world's largest real estate investors, operators and technology firms.

Hans-Christian Zappel
Hans-Christian Zappel
Founder & CEO
Samantha Kempe
Samantha Kempe
Co-founder & CIO
Arik Benzino
Arik Benzino
President
Ali Hararwala
Ali Hararwala
Chief Product Officer
Thomas Führich
Thomas Führich
Chief Legal Officer
Nicole Sinclair
Nicole Sinclair
Chief Operating Officer
€15bn
Collective resi transactions
200k
Resi units managed
150 years
Investment experience
Partner with IMMO

Ready to deploy into European residential at scale?

Speak to the IMMO investment team.